Business Details
Your Trusted Partner for Financial Planning & Tax Solutions
Emerge Financial Group has been a leader in Tax, Accounting, and Financial Services for over 30 years. Established in Northern California, we have expanded to serve clients across multiple states. Our mission is to provide creative and timely solutions to evolving financial challenges, driven by a philosophy of superior client service, integrity, and dedication. We prioritize strategic financial planning, leveraging decades of experience to deliver tailored solutions that align with client goals. Our team of certified professionals combines technical expertise with a client-centric approach, ensuring personalized guidance for individuals and businesses.We emphasize transparency, proactive tax planning, and holistic financial strategies to optimize outcomes. With a focus on continuous improvement, we adapt to industry changes while maintaining a commitment to excellence. Our services span tax advisory, accounting, wealth management, and business consulting, supported by partnerships with specialists in various fields. We pride ourselves on building long-term relationships through reliability, ethical practices, and a relentless focus on client success.
Services
Tax Advisory Services
Accounting Services
Financial Statements
Family Wealth Advisory
Personal Financial Management
Corporate Tax Preparation
Business Advisory
Estate Planning
Investment Management
Compliance Services
Highlights and features
- We have over 30 years of experience in financial services.
- Our team includes certified professionals with decades of expertise.
- We prioritize personalized financial strategies tailored to client goals.
- We offer year-round tax and financial advisory services.
- Our holistic financial planning process exceeds traditional methods.
Associations and certifications
- FINRA
- SIPC
What people say
Support I need
Made a world of difference
Focus on what I do best
Maximize returns
Confident financial decisions
Services
Tax Advisory Services
Our Tax Advisory Services provide proactive strategies to minimize liabilities and ensure compliance. We analyze client-specific scenarios to identify deductions, credits, and planning opportunities. With expertise in evolving tax laws, we deliver tailored solutions for individuals and businesses, enhancing financial efficiency while maintaining regulatory adherence.
Accounting Services
We offer accurate and timely accounting services, including bookkeeping, monthly closes, and financial reporting. Our team ensures organized records and compliance with standards, allowing businesses to focus on growth. Services are tailored to meet diverse industry needs, from small enterprises to large corporations.
Family Wealth Advisory
Family Wealth Advisory services focus on preserving and growing multigenerational wealth. We assist with estate planning, investment structuring, and legacy strategies, aligning financial plans with family values. Our approach ensures sustainable wealth transfer and long-term financial security for future generations.
Personal Financial Management
Personal Financial Management services help individuals achieve long-term goals through budgeting, retirement planning, and investment strategies. We provide customized roadmaps for retirement, education savings, and asset allocation, ensuring clients maintain control over their financial futures with confidence.
Business Advisory Services
Business Advisory Services offer strategic insights for growth, including technology integration, merger & acquisition guidance, and operational efficiency. We partner with organizations to navigate challenges, optimize performance, and implement data-driven decisions that drive sustainable success across industries.
People
Keith T. Towns
Leadership
Keith T. Towns has 30+ years of financial accounting experience, specializing in small business consulting and accounting system assessment. He holds a Bachelor's Degree in Accounting and has served diverse industries, including sports & entertainment and real estate.
James Lane
CPA
James W. Lane has 19 years of accounting experience, including roles at PricewaterhouseCoopers and Laclede Gas Company. He holds a Bachelor of Science in Business Administration and specializes in nonprofit and utility sectors.
Henry Gusman
Chief Accounting Officer
Henry Gusman, a CPA with 35+ years of experience, leads internal audit and risk management initiatives. He has managed $6M+ budgets and is a member of the American Institute of CPAs, specializing in corporate governance and compliance.
Doris Chatman
Co-Founder
Doris Chatman, a CPA with 19 years of experience, specializes in small business consulting and technology/healthcare industries. She holds a Bachelor's Degree in Accounting and previously worked at Arthur Andersen and Agilent Technologies.
Gene Hilliard
Financial Planning
Gene Hilliard has 15+ years in financial services, offering personalized wealth management solutions. He holds a Bachelor of Arts degree and is pursuing the CFP designation, focusing on client-centric investment and retirement strategies.
Questions
What types of clients do you work with?
We serve individuals, small businesses, corporations, and nonprofits across industries, tailoring services like tax planning, financial advisory, and accounting to meet diverse needs.
How can you help minimize tax liability?
Our team identifies legal deductions, credits, and planning opportunities using up-to-date tax law knowledge to reduce overall tax burdens efficiently.
Do you offer year-round support?
Yes, we provide continuous financial and tax advisory services, including planning, bookkeeping, and compliance, beyond seasonal filing requirements.
What differentiates tax preparation from tax planning?
Tax preparation involves filing returns accurately, while tax planning proactively strategizes year-round financial decisions to reduce future liabilities.
How do I start working with your firm?
Contact us via our website or phone to schedule a consultation. We'll assess your goals and design a customized plan for your financial success.
