Business Details
Trusted Accounting and Tax Services in New York
Established with over 25 years of combined experience, CFM Certified Public Accountants provides expert accounting, tax preparation, and financial planning services to individuals and businesses. Our firm prioritizes professionalism, responsiveness, and quality, ensuring personalized attention to every client. We specialize in small business accounting, estate planning, retirement strategies, and comprehensive tax services, staying current with evolving tax laws to deliver accurate, strategic solutions.Our mission is to help clients maintain financial viability today while proactively achieving long-term goals through open communication and sound analysis. With a dedication to excellence, we serve as trusted advisors, offering insights that empower informed financial decisions for a secure future.
Services
Small Business Accounting
Personal Financial Planning
Estate Planning
Tax Preparation
Retirement Planning
Highlights and features
- We have over 25 years of experience in accounting and tax services.
- Our team provides personalized financial guidance tailored to individual needs.
- We offer comprehensive services including estate planning and retirement strategies.
- Our firm stays current with tax law changes to ensure compliance.
- We prioritize responsiveness and quality in client service.
Services
Small Business Accounting
We handle financial records, cash flow analysis, and profit-and-loss statements for small businesses. Our services include payroll tax returns, general ledger preparation, and strategic tax planning. Clients benefit from accurate reporting and actionable insights to improve profitability.
Personal Financial Planning
Our one-on-one guidance creates tailored financial plans to manage risk and grow wealth. We address retirement goals, tax-efficient strategies, and investment decisions. Clients receive comprehensive advice to navigate complex financial landscapes with confidence.
Estate Planning
We simplify estate planning through trusts, wills, and tax-efficient strategies. Our team coordinates with legal and financial professionals to ensure asset distribution aligns with client wishes. Clients gain peace of mind knowing their family's financial future is secured.
Tax Preparation
We prepare individual and business tax returns while maximizing deductions and credits. Services include estimated tax calculations, electronic filing, and deadline management. Clients avoid penalties and retain more income through compliant, strategic filings.
Retirement Planning
Our retirement plans analyze Social Security impacts, Roth IRA conversions, and savings goals. We develop tax-efficient withdrawal strategies and risk management frameworks. Clients receive actionable steps to achieve financial independence in retirement.
People
Gail F. Muller
CPA
Gail F. Muller, CPA, brings over 25 years of expertise in accounting and tax services. She specializes in small business solutions and estate planning, prioritizing client education and compliance. Her approach combines technical precision with personalized service.
Michela E. Ciminera-Fini
CPA
Michela E. Ciminera-Fini, CPA, focuses on financial planning and tax strategies for individuals and businesses. With decades of experience, she emphasizes proactive planning and client collaboration to achieve long-term financial goals efficiently.
Questions
What accounting services do you offer for small businesses?
We provide bookkeeping, payroll tax returns, profit-and-loss statements, and strategic tax planning tailored to small business needs.
How can you help with personal financial planning?
We create customized plans addressing retirement goals, tax efficiency, and wealth growth through one-on-one consultations.
Do you handle complex estate planning?
Yes, we coordinate trusts, wills, and tax strategies while collaborating with legal professionals to ensure comprehensive solutions.
What tax preparation services are available?
We prepare individual and business returns, calculate estimated taxes, and ensure timely filings to maximize refunds and compliance.
How do you stay updated on tax law changes?
Our team participates in continuing education and professional organizations to maintain expertise in evolving tax regulations.
