Business Details
Trusted Houston Accountants | Expert Tax & Financial Services
At Francis Y Choy, CPA, we combine decades of accounting expertise with personalized service to deliver comprehensive financial solutions. Our team specializes in tax compliance, strategic financial planning, and business advisory services tailored to individuals and organizations across Houston and beyond. With certifications including Certified Public Accountant and Certified Financial Planner, we uphold rigorous professional standards while maintaining a client-centric approach. Our services span tax preparation, retirement planning, IRS audit representation, and small business accounting, supported by advanced technical systems and a commitment to ongoing education.We prioritize transparency in all client interactions, ensuring clear communication about tax obligations, investment opportunities, and financial strategies. Our proven track record with non-profits and healthcare institutions demonstrates our ability to handle complex financial landscapes. By integrating tax optimization techniques with long-term wealth management, we help clients navigate both immediate compliance requirements and future financial goals.
Services
Tax Preparation
Retirement Planning
Small Business Accounting
IRS Audit Representation
Payroll Tax Resolution
Highlights and features
- 25+ years of combined experience in public accounting and private industry
- IRS Certified Acceptance Agent for foreign national tax matters
- Comprehensive financial planning integrating tax, retirement, and estate strategies
- Specialized expertise with non-profit organizations and healthcare institutions
- Licensed in Texas as CPA, Real Estate Broker, and Health Insurance Professional
Associations and certifications
- IRS Certified Acceptance Agent
- Certified Public Accountant (CPA)
Services
Tax Preparation
Our tax preparation service ensures accurate and comprehensive filing for individuals and businesses. We identify eligible deductions, resolve tax code complexities, and offer electronic filing for faster refunds. With expertise in both federal and state tax regulations, we help minimize liabilities while maintaining compliance. Our process includes reviewing financial records, optimizing tax positions, and providing future planning recommendations through personalized consultations.
IRS Audit Representation
We provide complete IRS audit support from initial notice to final resolution. Our team handles documentation requests, communication with auditors, and develops defensible tax positions. We advocate for clients' interests while navigating audit procedures to minimize potential tax deficiencies. Services include audit risk assessment, evidence organization, and representation throughout the examination process to protect clients' financial interests and reduce stress associated with tax audits.
Retirement Planning
Our retirement planning service creates customized strategies for long-term financial security. We analyze current assets, project future needs, and recommend appropriate retirement vehicles like IRAs and 401(k) plans. The service includes tax-efficient withdrawal strategies, Social Security optimization, and estate planning integration. We evaluate investment options, monitor progress toward goals, and update plans as clients' circumstances change through different life stages.
Small Business Accounting
We provide comprehensive accounting solutions for small businesses including bank reconciliation, financial statement preparation, and general ledger maintenance. Our services ensure accurate financial records to support business decisions while maintaining tax compliance. We offer customizable packages integrating payroll processing, tax planning, and advisory services. The monthly/quarterly accounting cycle includes income statement preparation, balance sheet analysis, and unlimited consultations for financial interpretation and business strategy guidance.
Tax Planning
Our proactive tax planning service identifies legal strategies to minimize tax liabilities across personal and business finances. We implement year-round planning techniques for income deferral, tax-advantaged investments, and wealth preservation. Services include business structure optimization, estate tax reduction, and retirement account tax planning. We stay current with changing tax laws to maximize after-tax income while ensuring compliance with evolving regulations through personalized tax saving strategies.
People
Francis Choy
Principal CPA
With over 25 years in accounting, Francis Choy specializes in tax compliance, financial planning, and business advisory services. Holding CPA, CFP, and RICP certifications, he serves individuals and businesses in Houston. His expertise spans non-profit accounting, investment advisory, and insurance planning. A FINRA-registered professional, he combines technical mastery with community engagement through fitness activities and professional development.
Questions
What tax preparation services do you offer?
We prepare individual and business tax returns, identify deductions, and offer electronic filing. Our services include payroll tax management and ITIN applications for foreign nationals.
Do you assist with IRS audit representation?
Yes, we handle all aspects of IRS audits, including documentation preparation, communication with tax authorities, and resolution strategies to minimize tax liabilities.
What retirement planning options are available?
We offer comprehensive retirement planning including IRA advisory services, 401(k) optimization, and customized withdrawal strategies aligned with tax-efficient planning.
Do you provide small business accounting services?
Yes, we offer monthly/quarterly bookkeeping, financial statement preparation, general ledger maintenance, and customized accounting packages for small businesses.
What credentials does your firm hold?
Our principal holds CPA, Certified Financial Planner, Retirement Income Certified Professional, and FINRA securities licenses, along with Texas state insurance and real estate certifications.
