Your trusted accounting partner - empowering financial well-being
Welcome to Kram, McCarthy, Ayers, & Frost, a reputable accounting firm that has been providing dependable and professional services for decades. Our firm has a long-standing history of serving a diverse range of clients, from individuals and single proprietorships to large corporations and estates. With our main office located in Queen Anne's County, we have been the leading accounting firm in the area since 1983.
Our team of professionals is dedicated to providing cost-effective tax strategies and high-quality client experiences. We take pride in our long-lasting relationships with our clients, who have come to rely on our expertise for all their accounting needs. From individual tax preparation and startup advisory to long-term financial planning and business solutions, our firm is equipped to handle it all.
Accounting Services: A Storied Firm Offering a Cost-Conscious Approach
At Kram, McCarthy, Ayers, & Frost, we pride ourselves on our meticulous approach to accounting and our commitment to providing cost-effective solutions. Our firm has been in operation since 1983, making us the longest-running CPA firm in Queen Anne's County. Our team of certified public accountants and financial professionals has a wealth of experience in providing a wide range of accounting services, including:
- Business accounting
- Individual accounting
- Compliance services
- Advisory services
Whether you are a business owner in need of tax and financial planning solutions, or an individual looking for answers about tax filing and financial planning, our firm is here to help. Our cost-conscious approach ensures that our clients receive the best possible service at a price they can afford.
Business Solutions: Expert Tax and Financial Planning for Corporations, Partnerships, and More
At Kram, McCarthy, Ayers, & Frost, we understand that businesses have unique accounting needs. That's why we offer a wide range of business solutions tailored to meet the specific needs of corporations, partnerships, sole proprietorships, and other businesses. Our team of experienced CPAs and financial professionals is well-versed in the complexities of business accounting and is dedicated to providing expert tax and financial planning services.
Individual Solutions: Answers to Your Toughest Financial Questions
Individuals have unique financial needs, and our team of certified public accountants and financial professionals is here to help. From tax filing and financial planning to investment advice and estate planning, our team of experts is here to provide cost-effective solutions for all your individual accounting needs.
Meet Our Professionals
Our leadership team is staffed by accountants and financial professionals who are uniquely qualified to understand the modern needs of businesses and individuals while serving up practical, cost-effective tax strategies. Our team includes:
- Christopher J. Williams, CPA/PFS, CFP, MST
- Thomas J. McCarthy, CPA
- Gregory W. Litvinuck, CPA
- Allen K. Ayers, CPA, CVA, CFP, MST
- Glen E. Frost, ESQ., CPA/PFS, CFP
With over 100 years of combined experience, our team of professionals is dedicated to providing the highest level of service and expertise to our clients.
Exceptional Service and Expertise
The reviewers repeatedly emphasize the exceptional service and expertise provided by Kram, McCarthy, Ayers & Frost, LLC. The team, led by Chris Williams, Tom McCarthy, and others, consistently deliver prompt and knowledgeable responses, addressing complex tax issues with ease.
Thorough and Detail-Oriented
The accountants at Kram, McCarthy, Ayers & Frost, LLC are described as thorough and detail-oriented, taking the time to explain complex tax laws and providing personalized attention to clients. They are skilled in handling various accounting needs, including tax returns, business valuation, and payroll services.
Friendly and Accessible
Reviewers praise the office staff as friendly, accessible, and flexible, making the accounting process as painless as possible. The accountants are described as patient, knowledgeable, and willing to go above and beyond to ensure client satisfaction.
Long-Term Relationships
Many reviewers have been working with the firm for years, some even decades, trusting their accountants with their financial well-being. The firm's ability to build strong relationships and provide continuity is a testament to the exceptional service they provide.

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