Business Details
8 Years
experience
Trusted Financial Planning Services in Bellaire, TX
Mercer Street is a fee-only financial planning firm dedicated to providing personalized, comprehensive financial solutions for successful business owners, international professionals, and college-bound families with complex financial needs. Our services are tailored to clients who possess $2 million or more in investable assets or $200,000 in annual household income, ensuring their financial strategies align with their life goals. As fiduciaries, we prioritize client interests above all else, offering transparent hourly billing without commissions or product sales. Our expertise spans tax planning, investment management, estate planning, risk management, and cutting-edge areas like cryptocurrency and blockchain technology.Founded in 2018 by Ryan Firth, a CPA/PFS and CFP, we combine decades of financial consulting experience with a commitment to ethical standards and ongoing education. Our mission is to deliver objective, actionable advice that empowers clients to navigate financial complexities with confidence. We serve clients globally through virtual consultations, removing geographical barriers to quality financial planning. Our affiliations with organizations like the AICPA, CFP Board, and NAPFA underscore our dedication to professional excellence and client-centric service.
Services
Financial Planning
Tax Consulting
Business Consulting
Investment Advice
Cryptocurrency Guidance
College Planning
Estate Planning
Risk Management
Employee Benefits
Cross-Border Planning
Details
- Year established: 2018
Highlights and features
- We operate as fee-only fiduciaries, prioritizing client interests above commissions.
- Transparent hourly billing structure with no hidden fees or product sales.
- Specialized expertise in cryptocurrency and blockchain financial planning.
- Tailored financial plans for clients with complex international or business-related needs.
- Decades of combined experience in financial consulting and tax planning.
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for clients with complex financial lives. We analyze cash flow, investment strategies, tax implications, and estate planning needs to align financial resources with long-term goals. Designed for business owners and high-net-worth families, this service ensures coordinated wealth management across multiple jurisdictions when necessary.
Tax Consulting
Specialized tax consulting provides strategic advice for individuals and businesses seeking to optimize tax efficiency. We review existing tax situations, identify reduction opportunities, and coordinate with compliance professionals. This service focuses on proactive planning rather than return preparation, addressing complex scenarios for international clients and business owners.
Business Consulting
Outsourced financial leadership services cater to business owners requiring strategic financial guidance. We provide CFO-level advisory for operational decisions, growth planning, and investment strategies. This service extends to financial planners needing specialized support, offering technical expertise without audit or attestation functions.
Cryptocurrency Guidance
Blockchain and cryptocurrency expertise addresses emerging digital asset challenges for investors and businesses. We provide tax planning strategies, investment analysis, and risk management frameworks for crypto holdings. Our founder's deep industry knowledge helps clients navigate regulatory uncertainties and technological complexities in this rapidly evolving space.
Estate Planning
Estate planning guidance ensures clients' wealth distribution intentions are clearly documented and legally protected. We coordinate with legal professionals to implement effective strategies for asset protection, family provision, and charitable giving. This service emphasizes minimizing administrative burdens for beneficiaries during life transitions.
People
Ryan Firth
Founder
Ryan Firth founded Mercer Street after identifying a gap in objective financial advice. With nearly two decades in financial consulting, he holds CPA/PFS and CFP designations. His expertise spans blockchain technology, tax planning, and international finance, serving clients globally through virtual consultations.
Questions
What types of clients do you specialize in?
We focus on business owners, international professionals, and college-bound families with $2M+ investable assets or $200K+ annual income seeking comprehensive financial planning.
Are you a fiduciary financial advisor?
Yes, we operate as fee-only fiduciaries bound to act in clients' best interests, with no product sales or commissions influencing our recommendations.
Do you handle tax return preparation?
No, we provide tax planning strategies but refer clients to qualified professionals for actual return preparation services.
How are your fees structured?
We use transparent hourly billing: $450/hour for ongoing support, $600/hour for project-based work, with comprehensive plans starting at $10,000.
Can you help with cryptocurrency planning?
Yes, our founder has specialized blockchain expertise since 2015, offering tailored strategies for crypto taxation, investment, and risk management.
Do you work with international clients?
Yes, we serve clients globally through virtual meetings, specializing in cross-border financial planning and US tax compliance for international residents.
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