Business Details
28 Years
experience
Trusted Accounting and Financial Consulting Services in Dayton, OH
Delk Rutherford & Associates was founded in 1998 with a clear mission: to provide small and mid-sized businesses with expert financial guidance from professionals who understand their daily challenges. Our firm has grown to serve hundreds of clients across the Miami Valley and Tri-State region, combining deep industry knowledge with personalized service. We prioritize building strong relationships with our clients, often working on-site to better understand their unique needs and deliver tailored solutions. Our team of CPAs and accounting specialists stays current on evolving tax laws and accounting best practices to ensure compliance and optimize financial outcomes. We focus on reducing expenses, improving cash flow, and simplifying complex financial processes so business owners can concentrate on growth.Our partnership with ADP enables us to offer comprehensive payroll and HR solutions, including ACA compliance and retirement services. Through cost segregation analysis, we help property owners maximize tax depreciation benefits and improve cash flow. Our consulting services extend to financial planning, merger and acquisition support, and succession planning to strengthen long-term business viability. We maintain transparency in all communications, ensuring clients fully understand their financial statements and strategic options. With decades of combined experience, our team remains committed to delivering actionable insights that directly impact our clients' bottom lines.
Services
Accounting Services
Payroll Solutions
Tax Preparation
Cost Segregation
Business Consulting
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of specialized accounting expertise for small to mid-sized businesses
- Our CPA-led team provides on-site financial analysis and tailored solutions
- We maintain ADP-certified payroll and HR compliance solutions for complex regulations
- Our cost segregation services deliver proven tax savings for commercial property owners
- We guarantee personalized service with direct access to partner-level accountants
Associations and certifications
- American Institute of Certified Public Accountants (AICPA)
Services
Accounting Services
Our accounting services ensure accurate financial records and strategic insights. We prepare monthly/quarterly statements, analyze cash flow, and maintain compliance with government regulations. Our team communicates financial implications clearly to support data-driven business decisions while maintaining organized, accessible records for growing companies.
Payroll Solutions
We provide comprehensive payroll and HR solutions through ADP integration. Services include tax filing, ACA compliance, time tracking, and retirement planning. Our certified HR professionals offer policy guidance, document templates, and compliance support to help businesses navigate complex employment regulations and reduce administrative burdens.
Tax Preparation
We handle business and personal tax planning with expertise in federal, state, and local regulations. Our services include corporate and individual tax preparation, compliance consulting, and estate planning. We identify tax reduction opportunities while ensuring compliance to minimize penalties and optimize financial outcomes.
Cost Segregation
Our cost segregation services help commercial property owners maximize tax benefits. We analyze real estate costs to reclassify assets for accelerated depreciation, improving cash flow and reducing upfront tax burdens. This specialized service provides long-term financial advantages for industrial and commercial property investments.
Business Consulting
We offer strategic business consulting for financial planning and operational improvement. Services include merger/acquisition analysis, succession planning, and profit assessment. Our consultants identify efficiency opportunities and develop processes to strengthen business performance and long-term sustainability for growing companies.
People
Gladden G. Delk
Partner
Co-founder and CPA with 25+ years of experience guiding small businesses. Focuses on building personal client relationships and delivering practical financial solutions that drive business growth through strategic accounting practices.
Cherie A. Rutherford
Partner
Co-founder with expertise in supporting entrepreneurial businesses. Committed to helping fast-growing companies succeed through proactive financial guidance and tailored accounting strategies that address evolving business needs.
Teresa A. Stine
Manager
Experienced accounting manager overseeing daily operations and client service delivery. Provides strategic financial oversight while maintaining hands-on involvement in client accounting needs and team leadership.
Ruthan L. Blackmore
Accounting Senior
Certified Public Accountant with specialized expertise in complex accounting matters. Focuses on accurate financial reporting, compliance, and delivering actionable insights to support business decision-making for mid-sized enterprises.
Robert M. Rutherford
Tax Preparer
Specializes in tax preparation and compliance for businesses and individuals. Ensures accurate filings while identifying tax-saving opportunities aligned with evolving regulations and client financial situations.
Questions
What accounting services do you offer for small businesses?
We provide full-cycle accounting including financial statements, ledger maintenance, cash flow analysis, and compliance reporting tailored to small business needs.
Do you handle both business and personal tax preparation?
Yes, we offer comprehensive tax services for corporations, individuals, and estates with expertise in interconnected business/personal financial planning.
What payroll solutions are available through your firm?
Our ADP-integrated payroll services include tax filing, ACA compliance, retirement plans, and HR support with certified professionals handling complex employment regulations.
How can cost segregation benefit commercial property owners?
Our cost segregation analysis reclassifies real estate assets for accelerated depreciation, reducing upfront tax burdens and improving cash flow for commercial and industrial property investments.
What consulting services help business growth?
We offer financial planning, merger/acquisition analysis, and succession planning to help businesses optimize operations and prepare for long-term success.
Do you serve businesses outside the Dayton area?
Yes, we serve clients throughout the Miami Valley and Tri-State region with flexible on-site and remote accounting support options.
