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Business Details
24 Years
experience
Expert Accounting Services in Findlay, OH
Since 2002, our firm has been dedicated to providing quality, timely, and professional financial services to individuals and businesses in Findlay, Ohio, and beyond. Founded by Gregory E. Coward, CPA, and John W. Pinski, Jr., CPA, we built our practice on the belief that exceptional client service requires both technical expertise and a deep understanding of our clients' unique needs. Our team includes certified public accountants, accountants, bookkeepers, and payroll specialists who bring a combined 60+ years of experience to every engagement. Located in downtown Findlay, we serve clients across Hancock County and Northwest Ohio, leveraging advanced technology and ongoing professional development to ensure accurate, efficient service. We invest in state-of-the-art software systems and require staff participation in continuing education programs to maintain our technical proficiency.

Our commitment extends beyond transactional workwe strive to be trusted advisors who help clients achieve long-term financial success. We value personalized attention, transparency in all communications, and ethical business practices that prioritize client interests. This approach has allowed us to double our staff size while maintaining the high standards that earned us referrals from satisfied clients. Our office's central location and digital capabilities enable us to serve both local and regional clients effectively. We measure our success by the lasting relationships we build and the positive financial outcomes we help clients achieve.
Services
Tax Preparation Payroll Services Bookkeeping Financial Consulting Management Consulting Accounting Services
Details
  • Year established: 2002
Highlights and features
  • We offer 20+ years of combined experience in public accounting with CPA-certified professionals
  • Our team includes QuickBooks Pro Advisors with specialized software expertise
  • We provide personalized tax planning strategies for individuals and businesses
  • Our office invests in continuous staff training and modern accounting technology
  • We serve clients across Northwest Ohio with local market expertise
Associations and certifications
  • QuickBooks ProAdvisor
Services
Tax Preparation
Comprehensive preparation of individual and business tax returns ensuring compliance with federal, state, and local regulations. Our CPAs maximize deductions while maintaining full legal compliance. Services include electronic filing and audit representation for peace of mind.
Payroll Services
Complete payroll processing solutions that handle tax withholdings, employee payments, and regulatory reporting. We ensure compliance with changing payroll laws while maintaining accurate payment records for businesses of all sizes.
Bookkeeping
Accurate recording and organization of financial transactions that provide real-time business insights. Our system maintains balanced books and prepares financial reports for informed decision-making throughout the year.
Management Consulting
Strategic financial guidance to improve business performance and growth. We analyze financial operations to identify strengths, address weaknesses, and develop customized plans for sustainable business success.
Financial Statement Preparation
Preparation of accurate balance sheets, income statements, and cash flow reports that reflect business performance. These statements support loan applications, investment decisions, and operational planning for businesses and individuals.
People
Gregory E. Coward
Managing Partner
Certified Public Accountant since 1986, with experience at Ernst & Young and as CFO of Animal Care Centers. Graduated from Bowling Green State University in 1986. Active community leader in Findlay's Humane Society and Rotary International.
John W. Pinski, Jr.
Partner
Licensed CPA since 1988, previously CFO of manufacturing firms. Serves on boards of Black Swamp Boy Scout Council and Hancock County Home Builders Association. Holds accounting degree from Miami University.
Carmen J. Karhoff
Senior Accountant
CPA with 35+ years of experience, graduated from Ohio State University in 1990. Specializes in complex tax planning for businesses and high-net-worth individuals in Northwest Ohio.
Patrick G. Coward
Senior Accountant
CPA since 2014, graduated from Ohio University with accounting degree. Specializes in business tax compliance and financial reporting for manufacturing companies in Hancock County.
Michele L. Williams
Accountant
Joined firm in 1999 after graduating from University of Findlay. Focuses on payroll tax compliance and individual tax preparation for clients throughout Northwest Ohio.
Questions
Are CPAs and accountants the same thing?
While both handle financial matters, CPAs must pass rigorous exams and meet continuing education requirements. They offer additional services like tax court representation that regular accountants cannot provide.
Should married couples file taxes jointly or separately?
Most couples benefit from filing jointly due to simplified paperwork and better tax benefits. File separately if one spouse's income significantly exceeds the other or has special circumstances.
Should college students file their own taxes?
Depends on financial support. Parents claiming dependents under 24 who provide over half their support can include them on their return, otherwise students should file individually.
What are estimated tax payments?
Quarterly payments made by self-employed individuals and business owners to cover income and self-employment taxes. Helps avoid penalties for underpayment at year-end.
What are the main individual tax deadlines?
Standard deadline is April 15, with extensions available until October 15. Special arrangements may modify deadlines for holidays or weekends in specific years.