Valley Oak Financial

Valley Oak is a specialized financial services firm that was founded in 2006 by Matt and Amber Rzepka. Our goal is to help small business owners maximize the full value of their business and plan for the future. We believe in building lifelong client relationships and creating raving fans. Our team is our strongest asset in delivering the best service to our clients.

Our Philosophy

We believe that the power of a dollar is best utilized in the hands of the business owner. We work with our clients to help them determine how best the tax code can serve them and their businesses. We strive to serve our clients during the financial planning process through deep and meaningful relationships that last for generations.

Our Services

We offer a broad range of services to help your family and business plan for the future. These services include Business Tax Planning & Preparation, Income Tax Planning & Preparation, Bookkeeping Services, Payroll Services, Life Insurance Planning, Estate Planning, Financial Forecasting, Asset Accumulation Planning, Asset Distribution Planning, Business Succession And Exit Strategy Planning, and Legacy Planning. We also provide Education & Training to ensure you are maximizing your full financial potential.

Meet Our Team

Our team consists of experienced professionals who are dedicated to helping our clients achieve their financial goals. Our team includes Matt Rzepka, CPA, CFP, Chief Wealth Strategist; Matt Miller, CPA, Tax Director & Managing CPA; Rose Riemens-Birdsall, Senior Administrator; and many others. Each member of our team is committed to providing exceptional service and guidance to our clients.