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Business Details
50+ Years
experience
Your Trusted Partner for Tax & Accounting Solutions
Finocchiaro Taxes & Accounting has been serving individuals and small businesses for over 40 years, specializing in Federal, Massachusetts, and New Hampshire tax laws. Our team combines decades of practical experience with ongoing professional development through workshops, conventions, and industry organizations. We prioritize integrity, respect, and accuracy in delivering personalized tax and accounting solutions tailored to our clients' needs. Our commitment to excellence is reflected in our long-standing client relationships and community involvement. With a foundation built on education and expertise, we ensure clients receive reliable guidance through complex tax regulations.

Our services are designed to streamline financial processes while maintaining the highest standards of professionalism. We believe in transparent communication and building trust through consistent, exceptional results. Our local knowledge enhances our ability to address region-specific tax challenges effectively. The firm's legacy of service is upheld by a dedicated team passionate about accounting excellence. This enduring dedication positions us as a trusted partner for clients seeking dependable financial expertise.
Services
Tax Preparation Payroll Services Audit Representation Bookkeeping Financial Statements
Details
  • Year established: 1974
Highlights and features
  • 40+ years of combined experience in tax and accounting services
  • Certified professionals with specialized education in taxation
  • Personalized service tailored to individual client needs
  • Deep understanding of regional tax regulations
  • Transparent communication and ethical business practices
Services
Tax Preparation
We prepare personal and business tax returns for Federal, Massachusetts, and New Hampshire jurisdictions. Our expertise covers corporations, partnerships, trusts, and individual filers. We ensure compliance with current tax laws while optimizing deductions and credits for maximum benefit.
Payroll Services
Our comprehensive payroll solutions handle employee earnings calculations, tax withholdings, and regulatory filings. We manage quarterly reports, year-end forms, and independent contractor payments while maintaining accurate general ledger postings for business clients.
Audit Representation
We provide expert representation during IRS or state tax audits. Our services include reviewing prior returns, clarifying tax issues, preparing amended filings, and acting as intermediary between clients and tax authorities to resolve disputes professionally.
Bookkeeping
We maintain accurate financial records through general ledger preparation and financial statement creation. Our bookkeeping services support businesses with QuickBooks setup, system organization, and ongoing accounting support for consistent financial tracking.
Financial Statements
We prepare comprehensive financial statements that reflect business performance accurately. Our accounting professionals create balance sheets, income statements, and cash flow analyses to support informed decision-making and regulatory compliance requirements.
People
Santo W. Finocchiaro
Partner
Certified accountant with 45+ years of experience specializing in personal tax preparation. Holds degrees from Lowell Technical Institute and Bentley College. Active NATP member and founder of the firm since 1974.
Francesco S. Finocchiaro
Enrolled Agent
Specializes in business taxation and audit representation. Holds UMass Lowell degree and passed Special Enrollment Exam. Active in NATP, NAEA, and regional Enrolled Agents societies with extensive tax authority experience.
Cindy
Head of Bookkeeping
Bookkeeping and payroll supervisor since 1991. Graduated from Northern Essex Community College with Masters from Salem State University. Manages financial operations while balancing family and sports interests.
Molly
Office Administrator
UMass Lowell graduate supporting client onboarding since 2010. Coordinates team operations while maintaining personal interests in family time, dogs, and poultry care.
Kendra
Payroll Administrator
Payroll specialist since 2020. Focuses on accurate processing while enjoying family time, cat ownership, and travel experiences.
Questions
What tax services do you offer for small businesses?
We prepare corporate returns (Form 1120/1120S), partnership returns (Form 1065), fiduciary returns (Form 1041), and handle estimated tax filings for businesses.
Do you provide year-round accounting support?
Yes, we offer bookkeeping, financial statement preparation, QuickBooks support, and payroll services throughout the year in addition to tax season assistance.
Can you help with tax audit situations?
Our audit representation includes reviewing prior returns, clarifying issues with authorities, and preparing amended filings to resolve IRS or state tax audits professionally.
What payroll services do you provide?
We handle employee earnings calculations, tax withholdings, quarterly reports (Federal 941, MA M-942), year-end forms (W-2, 1099), and payroll bank reconciliations.
Are you available outside regular business hours?
Our office operates Monday-Friday 9AM-5PM and Saturdays 10AM-12PM during tax season (Feb 1 - April 15).
What credentials do your accountants hold?
Our team includes Enrolled Agents, NATP members, and professionals with accounting degrees from accredited institutions like Bentley College and UMass Lowell.